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The Grid - Getting the Steps Right
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The Grid - Getting the Steps Right

How certain are you that a client's or a prospect's current auto Grid step is correct? Everyone knows the Grid rate must be calculated on every policy written in Alberta, but do you know how to calculate it accurately? Members - $110/ Non-Members - $180

When: Wednesday, March 11, 2020
10:00 a.m. - 11:30 a.m.
Where: Online via webinar
Presenter: Tracy Harty
Contact: Jessi Zelinsky

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Did you know that an error determining a person's auto Grid step could result in a huge premium difference? A 5% premium reduction for each Grid step up to -10 and a 23% increase for each Grid step above the entry level could make an enormous difference for clients. If a client was incorrectly placed on the Grid when the Grid was implemented, and renewals took that Grid step as the correct placement for that past year, then years of premiums could be at stake. Learn how to calculate anyone’s Grid step accurately and how to best assign drivers to vehicles while considering the Grid.

1.5 CE credits for General licences


  • Relevant date, what is it, and why is it important?
  • Relevant driver, occasional driver, and experienced driver—what is their relevance
  • The criteria used to determine the Grid step
  • The Grid, how to calculate it, where to find it.

Who should attend

Newly licensed brokers selling personal automobile insurance in Alberta and seasoned brokers who want a refresher on how to calculate the Gri.


Member $110
Non-Member $180

Tracy Harty, CAIB, CIP, FCIP (facilitator)

With 33 years in the insurance industry, Tracy has a wide range of experience, working in a single-office brokerage in Calgary, large multi-office brokerages operating across Western Canada, and in business development for Aviva Canada. No stranger to IBAA, she served as Calgary local council chair and later as a director at large for several more years. Tracy obtained her CAIB, CIP, FCIP, Management Certificate, and Degree Minor in Workplace Learning (University of Calgary). Currently, as IBAA's in-house professional development facilitator, Tracy facilitates many of our CAIB, licensing, webinar, and seminar courses, develops PD material, and shares her passion for insurance, life-long learning, and years of experience with all students.

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